HEALTH INSURANCE GUIDE
Puerto Vallarta

Navigate Healthcare in Puerto Vallarta with Confidence.

Professional Insurance Solutions for Travelers and Expats. World-class private hospitals are here — make sure you're covered before you need them.

15+
Years Experience
500+
Expats Covered
3
Top Hospital Partners
100%
Bilingual Support
U.S. Licensed Broker Bilingual Support

The Reality

Puerto Vallarta Has World-Class Hospitals. They Just Aren't Free.

PV's private medical facilities rival those in the U.S. — but without the right coverage, a single emergency can cost tens of thousands of dollars out of pocket.

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The Problem

🚨 A single night in a private hospital can cost $2,000–$5,000 USD

🏥 Most U.S. health plans offer zero or minimal international coverage

🌍 Mexican public hospitals (IMSS) are not available to tourists or most expats

🚁 Emergency evacuations can exceed $50,000 USD without coverage

💳 Credit cards with travel insurance rarely cover serious medical events

The Solution

✅ Short-term travel insurance starting from $2/day for emergency coverage

🏨 International health plans with direct billing to top PV hospitals

💰 Guarantee of Payment (GOP) so you never pay upfront

🩺 Specialist access, diagnostics, and ongoing care for long-term residents

🗣️ A U.S.-licensed bilingual broker who knows the local medical system

Did you know?

Hospital CMQ, Hospital Joya, and SanMare are all internationally accredited private facilities in Puerto Vallarta — and they require payment or insurance verification before treatment. Don't get caught unprepared.

The Reality

Find the Right Plan for Your Situation

Whether you're visiting for two weeks or living here full-time, there's a plan designed specifically for your needs.

Planes de Seguro Médico
Most Popular

Traveler Insurance

Short-term emergency coverage for visitors, snowbirds, and anyone staying in Puerto Vallarta for up to 180 days.

STARTING FROM
$2 / day
WHAT'S COVERED
  • Accident Coverage

    Immediate care for injuries from sports, water activities, or accidents

  • Emergency Medical

    ER visits, ambulance transport, and urgent care at top PV hospitals

  • Hospitalization

    Inpatient stays, surgery, and ICU coverage with direct billing

  • Medical Evacuation

    Emergency air transport back to your home country if needed

  • Trip Interruption

    Coverage if your trip is cut short due to a medical emergency

  • 24/7 Assistance

    Round-the-clock bilingual support line for any medical situation

Get Traveler Quote
Long-Term

Expat Health Insurance

Comprehensive international health coverage for full-time residents and long-term expats living in Puerto Vallarta.

ANNUAL PLANS FROM
$1,200 / year
WHAT'S COVERED
  • Specialist Access

    Referrals and direct access to cardiologists, orthopedists, and more

  • Diagnostic Testing

    Lab work, MRIs, CT scans, and imaging at partner facilities

  • Prescription Coverage

    Ongoing medication costs covered under your annual plan

  • Preventive Care

    Annual physicals, wellness visits, and preventive screenings

  • Ongoing Conditions

    Management of chronic conditions like diabetes, hypertension, and more

  • Worldwide Coverage

    Stay covered when you travel back to the U.S. or anywhere globally

Get Expat Quote

Not sure which plan is right for you? Talk to Brett — it's free.

The Reality

How It Works

Getting covered in Puerto Vallarta is easier than you think. Three steps, zero stress.

Proceso de Seguro
01
FREE & NO OBLIGATION

Get a Quote

Fill out our simple form with your travel dates, age, and coverage needs. Brett will personally review your situation and send you tailored plan options within 24 hours.

  • Takes under 5 minutes
  • No credit card required
  • Personalized recommendations
02
GOP ISSUED INSTANTLY

Guarantee of Payment

Once enrolled, you receive a Guarantee of Payment (GOP) document. Present this at any partner hospital and they will treat you immediately — no upfront payment required.

  • Digital GOP on your phone
  • Accepted at top PV hospitals
  • No out-of-pocket at admission
03
ZERO HASSLE CLAIMS

Direct Billing

Your insurer pays the hospital directly. No reimbursement forms, no waiting, no stress. You focus on recovering — we handle the paperwork.

  • Hospital billed directly
  • No claim forms to file
  • Bilingual support throughout

The Reality

Our Partner Hospitals in Puerto Vallarta

Your insurance plan works directly with these top-rated private medical facilities — no referrals, no delays, no upfront payment.

Hospitales Afiliados
4.8

Hospital Joya

Multi-specialty Private Hospital

Fluvial Vallarta
Emergency Surgery ICU Maternity
4.7

CMQ Hospital

Centro Médico Quirúrgico

Col. 5 de Diciembre
Cardiology Orthopedics Oncology ER
4.9

SanMare Hospital

International Medical Center

Marina Vallarta
Expat-Focused Diagnostics Specialists Rehab
4.6

Amerimed Hospital

American-Standard Care

Hotel Zone
English-Speaking Emergency Pediatrics Surgery

Your Advisor

Meet Brett

Perfil Brett Harrison
Brett Harrison

U.S. Licensed Broker

National Insurance Producer Registry

Brett Harrison

International Health Insurance Specialist · Puerto Vallarta

After relocating to Puerto Vallarta in 2009, Brett saw firsthand how many expats and travelers were left financially exposed by inadequate health coverage. He became a licensed international insurance broker to solve exactly that problem.

Today, Brett works exclusively with travelers and expats in the Banderas Bay area, offering personalized plan recommendations, bilingual support, and direct relationships with every major hospital in Puerto Vallarta.

U.S. Licensed Insurance Broker

Licensed in 12+ states

Bilingual Support

English & Spanish fluent

Based in Puerto Vallarta

Local knowledge, global coverage

15+ Years Experience

Specializing in expat health

Get a Free Consultation

"Brett saved us thousands. We had an emergency at CMQ and the hospital billed our insurer directly. Zero stress."

Linda & Tom R.
Snowbirds from Arizona

"As a full-time expat, Brett found me a plan that covers everything — specialists, labs, even my prescriptions. Highly recommend."

James M.
Full-time Expat, PV since 2019

"I was nervous about healthcare in Mexico. Brett walked me through everything and now I feel completely protected."

Sarah K.
Digital Nomad, 6 months/year in PV
Get Your Personalized Insurance Quote
Free Quote

Get Your Personalized Insurance Quote

Fill out the form and Brett will personally review your situation and send you the best plan options within 24 hours. No obligation, no pressure — just expert advice.

You'll hear from Brett within 24 hours

Personalized plan options sent directly to your inbox

Optional 15-min call

Brett can walk you through your options in English or Spanish

No commitment required

Review your options at your own pace — zero pressure

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